# Brazil (BRL)

Tylt CrossRamp enables merchants to embed on-ramp and off-ramp functionality using PIX rails in Brazil, with settlement in USDT. CrossRamp operates as an embedded crypto exchange and transfer layer, allowing end users to acquire and dispose of stablecoins via local payment methods, while merchants receive and manage balances in USDT.

#### Supported Flows

CrossRamp supports two primary interaction flows:&#x20;

1. End users initiate PIX transfers to acquire stablecoins, which are transferred to the merchant
2. Merchants transfer stablecoins to end users, who subsequently convert the received crypto-assets into BRL via PIX.

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#### Settlement Modes

Tylt CrossRamp supports two settlement configurations for PIX-based flows:

**1. Daily Settlement**

* Stablecoin balances are updated following successful transaction completion
* Balances are aggregated and reconciled through a daily settlement cycle
* Merchants can utilise their USDT balance for transfers, off-ramp flows, or treasury operations

***

**2. Instant Settlement**

* Stablecoins are transferred directly to the merchant’s external wallet on a per-transaction basis
* No balance is maintained within Tylt for these transactions
* Network fees may apply due to on-chain transfers
* For subsequent off-ramp flows, merchants must maintain or transfer USDT back into the Tylt system

***

#### Low-Code Integration (PIX – Brazil)

Tylt CrossRamp provides a **low-code integration** for embedding PIX-based on-ramp and off-ramp flows within merchant applications.

This approach enables:

* Rapid integration with minimal development effort
* Pre-built interface for end-user transaction initiation
* Standardised flows across supported regions
* Integrated compliance stack (AML, KYC, Travel Rule)
* Reduced integration and operational complexity


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