Approve Payout

The Approve Payout endpoint is used by the Merchant to explicitly approve a payout request before it is sent for processing. This step is required only when autoMerchantApproval = 0. Once approved, the payout transitions from a pending / queued state to processing, triggering the downstream fiat disbursement.

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When to Use

Call this endpoint when:

• autoMerchantApproval = 0

• A payout has been created and is in a pending / awaiting approval state

• All required user inputs, KYC (where applicable), and validations are complete

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Flow Context

1. Merchant creates a payout request

2. End user submits required details and completes KYC (if applicable)

3. Payout enters pending approval state

4. Merchant calls approvePayout (this endpoint)

5. Payout moves to processing

6. EUR is disbursed to beneficiary via Open Banking rails

7. Merchant’s USDC balance is debited accordingly

Flow outcome:

• The merchant initiates a transfer of USDC to the end user

• The end user completes the off-ramp flow via the hosted widget

• The corresponding fiat amount is made available to the end user via SEPA instant

• The merchant’s USDC balance is debited for the corresponding amount (including applicable fees, if any)

Endpoint

POSThttps://api.tylt.money/v2/prime-fiat/instance/payout/approve

Request Headers

First Tab

Name	Type	Example	Description
X-TLP-APIKEY	string	93ee3c5e133697251b5362bcf9cc8532476785t8768075616f58d88	Your Tylt API Key, used to identify your account in API requests.
X-TLP-SIGNATURE	string	d0afef3853dfc8489c8b9affa5825171fdd7y7685675e4966a05f66ed2b3eaf9462b3c9c0	HMAC SHA-256 signature generated using the API Secret Key to secure the request.

When using the API, ensure to include your API Key and generate the signature for the request payload using your API Secret. The tables provided above contain example values for illustration purposes only. Please refer to the code snippets for detailed instructions on how to sign the request and generate the signature properly.

Request Body

Body

Field Name	Type	Description
merchantOrderId	String	Bank Account Details (Payout Destination) Use this object to capture the user’s payout destination bank account—i.e., the bank account where fiat funds will be paid out. The following keys are reserved. If you include any of them, they will be used to pre-fill the corresponding fields in the hosted payment widget: iban (string) If a reserved field is not provided, the end user will be prompted to enter that field in the widget (if required by the flow).

Code Snippet

JavaScript (Axios)

const axios = require('axios');
const crypto = require('crypto');

// Replace with your API Key and Secret
const apiKey = 'your-api-key';
const apiSecret = 'your-api-secret';

// Request body
const requestBody = {
    merchantOrderId: 'b73b73b-87wtbc-q36gbc-331n3' // please use a unique order id per request
}
// Convert request body to JSON
const raw = JSON.stringify(requestBody);

// Function to create HMAC SHA-256 signature
const createSignature = (secret, data) => {
    return crypto.createHmac('sha256', secret)
                 .update(data)
                 .digest('hex');
};

// Generate signature
const signature = createSignature(apiSecret, raw);

// Define headers
const headers = {
    "X-TLP-APIKEY": apiKey,
    "X-TLP-SIGNATURE": signature
};

// Send the request
axios.post('https://api.tylt.money/v2/prime-fiat/instance/payout/approve', raw, { headers })
    .then(response => console.log("Success:", response.data))
    .catch(error => console.error("Error:", error));

Response

200

{
  "msg": "Payout instance accepted successfully",
  "data": {}
}

Response Fields