# India (INR)

Tylt CrossRamp enables merchants to embed on-ramp and off-ramp functionality using UPI rails in India, with settlement in USDT. CrossRamp operates as an embedded crypto exchange and transfer layer, allowing end users to acquire and dispose of stablecoins via local payment methods, while merchants receive and manage balances in USDT. In the India (UPI) flow, fiat transactions are facilitated through a peer-to-peer (P2P) network of buyers and sellers, rather than direct integration with payment partners.

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#### Supported Flows

1. End users initiate UPI transfers through the P2P network to acquire stablecoins, which are transferred to the merchant
2. Merchants transfer stablecoins to end users, who subsequently convert the received crypto-assets into INR via the P2P network.

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#### Integration Methods

Tylt CrossRamp provides two integration approaches:

#### 1. Hosted Widget

* Low-code integration with minimal development effort
* Pre-built interface for end-user transaction initiation
* Integrated P2P matching and execution within the flow
* Suitable for rapid deployment with limited customisation

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#### 2. Host-to-Host Integration

* Direct API-based integration
* Full control over application flow and user experience
* Enables custom handling of P2P flows and liquidity interaction
* Suitable for advanced implementations

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