Create a Pay-in Instance

This endpoint allows you to create a new payment instance and receive a in the response an instanceId.The instanceId can be used further along with the other exposed API's to create a completely customisable host to host integration.

Endpoint

POSThttps://api.tylt.money/h2h/in/upi/createPayinInstance

Request Headers

First Tab

Name	Type	Example	Description
X-TLP-APIKEY	string	93ee3c5e133697251b5362bcf9cc8532476785t8768075616f58d88	Your Tylt API Key, used to identify your account in API requests.
X-TLP-SIGNATURE	string	d0afef3853dfc8489c8b9affa5825171fdd7y7685675e4966a05f66ed2b3eaf9462b3c9c0	HMAC SHA-256 signature generated using the API Secret Key to secure the request.

When using the API, ensure to include your API Key and generate the signature for the request payload using your API Secret. The tables provided above contain example values for illustration purposes only. Please refer to the code snippets for detailed instructions on how to sign the request and generate the signature properly.

Request Body

Body

Field Name	Type	Description
userDetails	JSON Object	Custom fields associated with the user, supplied by the merchant. These fields are included in webhook notifications and other API responses for easy reference and tracking. An empty object can be sent.
merchantOrderId	string	Mandatory.A UUID used by the merchant to reference this instance or any transaction related to it.
callBackUrl	string	Mandatory.The URL to which payment status updates are sent.
amount	number	Mandatory. This is the amount the user wants to deposit in USDT or INR equivalent. If this field is empty user can enter the value in the payment flow.
currencySymbol	string	Mandatory. Supported Currency is "USDT" or "INR" only.
userEmail	string	Mandatory. The emailId of the end user.
isKYCNeeded	number	1 or 0. If set to 0 the user will not be required to complete KYC or provide KYC. If field is in passed, default behaviour is KYC is required. This bypass needs to be approved by the admin for the Merchant.
isUTRNeeded	number	To be set Mandatorily as 1. The user will be required to provide the UTR (Unique Transaction Reference) number after making the payment. This is a recommended setting as it significantly reduces payment failures, disputes, and chargebacks while also enabling seamless processing through our automated Lightning Bridge.

Flow Modularity

1. KYC Bypass:

   • In certain use cases, KYC verification may not be required for the end user.

   • To bypass KYC, set isKYCNeeded to 0.

   • When enabled, the user will not be required to complete KYC, and any existing KYC records will not be checked.

   • Important: Merchants must have admin pre-authorisation to use the KYC bypass feature.

Code Snippet

JavaScript (Axios)

const axios = require('axios');
const crypto = require('crypto');

// Replace with your API Key and Secret
const apiKey = 'your-api-key';
const apiSecret = 'your-api-secret';

// Request body
const requestBody = {
    userDetails: {},
    amount: 250,
    currencySymbol: 'INR',
    merchantOrderId: 'b73b73b-87wtbc-q36gbc-331n3',
    callBackUrl: 'https://www.test.com/callback',
    redirectUrl: 'https://www.test.com/callback',
    userEmail: '[e-mail]'
};

// Convert request body to JSON
const raw = JSON.stringify(requestBody);

// Function to create HMAC SHA-256 signature
const createSignature = (secret, data) => {
    return crypto.createHmac('sha256', secret)
                 .update(data)
                 .digest('hex');
};

// Generate signature
const signature = createSignature(apiSecret, raw);

// Define headers
const headers = {
    "Content-Type": "application/json",
    "X-TLP-APIKEY": apiKey,
    "X-TLP-SIGNATURE": signature
};

// Send the request
axios.post('https://api.tylt.money/h2h/in/upi/createPayinInstance', raw, { headers })
    .then(response => console.log("Success:", response.data))
    .catch(error => console.error("Error:", error));

Python

import requests
import hmac
import hashlib
import json

# Replace with your API Key and Secret
api_key = 'your-api-key'
api_secret = 'your-api-secret'

# Request body
request_body = {
    "userDetails": {},
    "amount": 250,
    "currencySymbol": 'INR',
    "merchantOrderId": 'b73b73b-87wtbc-q36gbc-331n3',
    "callBackUrl": 'https://www.test.com/callback',
    "redirectUrl": 'https://www.test.com/callback',
    "userEmail": '[e-mail]'
}

# Convert request body to JSON
raw = json.dumps(request_body, separators=(',', ':'), ensure_ascii=False)

# Function to create HMAC SHA-256 signature
def create_signature(secret, data):
    return hmac.new(secret.encode(), data.encode(), hashlib.sha256).hexdigest()

# Generate signature
signature = create_signature(api_secret, raw)

# Define headers
headers = {
    "Content-Type": "application/json",
    "X-TLP-APIKEY": api_key,
    "X-TLP-SIGNATURE": signature
}

# Send the request
response = requests.post('https://api.tylt.money/h2h/in/upi/createPayinInstance', headers=headers, data=raw)
print("Response:", response.json())

Response

200

{
    "msg": "Trade created successfully.",
    "data": {
        "instanceId": "51138bbb-fe4e-11ef-bcfd-42010a280107",
        "tradeId": 2081,
        "accounts": {
            "transactionType": "pay-in",
            "amountPaidInLocalCurrency": 215.04999999999998,
            "localCurrency": "INR",
            "conversionRate": 93.5,
            "amountPaidInCryptoCurrency": 2.3,
            "cryptoCurrencySymbol": "USDT",
            "MDR_Rate": 4,
            "merchantAccountCredited": null,
            "merchantAccountDebited": null
        }
    }
}

Response Fields

Field Name	Type	Description
instanceId	string	The instance ID generated by Tylt, used as a global identifier.